5 WAYS TO LOWER YOUR AUTO INSURANCE PREMIUMS

Reducing your auto insurance premium can be an easy way to save money—and who doesn’t like saving money?

AAA World Article

Follow these five simple tips to keep more money in your pocket:

1. ASK ABOUT DISCOUNTS FOR VEHICLE SAFETY AND SECURITY FEATURES
Driving a vehicle with any number of built-in safety features, such as airbags and antilock brakes, as well as security features, including anti-theft systems, may qualify you for discounts on your auto insurance premiums. Such equipped vehicles are statistically less likely to be in an accident or get stolen.

2. SET HIGHER DEDUCTIBLES
It’s a rule of thumb that the higher your deductible—the amount of money you pay in the event of a claim—the lower your premium. Typically, deductibles range from $0 to $1,500.

3. TAKE A DEFENSIVE-DRIVING COURSE
In some cases, safe-driving courses can qualify drivers for state-mandated auto insurance discounts. Typically, these courses are taken by teenage drivers and seniors, but any driver can benefit from the safety instruction provided. AAA offers a variety of driver training solutions that promote safe and responsible driving.

4. CLEAN OUT THAT GARAGE TO MAKE SPACE FOR THE CAR
Some auto insurance companies offer discounts to people who park their vehicles inside a garage, rather than on the street or in a driveway. Statistics show that vehicles in garages are less likely to be stolen or be involved in accidents.

5. COMPARE AUTO INSURANCE QUOTES
Get several auto insurance quotes when shopping around, and then compare them side by side to pick the one that’s best for your situation.

 This article originally appeared in the March/April 2018 issue of AAA World.