WHAT TO DO IF YOU’RE IN A COLLISION
The adrenaline and chaos of the situation often lead many of us to forget important steps after an accident to ensure safety and an easy insurance claims process.
A car accident can be a terrifying, traumatic experience. The adrenaline and chaos of the situation often lead many of us to forget important steps after an accident to ensure safety and an easy insurance claims process. Check out our five post-crash tips:
1. STAY CALM AND CHECK FOR INJURIES.
If anyone suffered a serious injury, call for help immediately. If the collision is minor, move your vehicle from the roadway to prevent any further accidents.
2. CALL THE POLICE.
Wait for law enforcement to arrive before discussing the collision. Once they arrive, explain what you know about the incident, and be sure to get the officer’s name and a copy of the police report.
3. DOCUMENT THE DAMAGE OF ALL VEHICLES INVOLVED.
Police may not respond if there are no injuries or serious damage. Taking photos and notes will help if you decide to file an accident report at the police station, and in filing insurance claims.
4. EXCHANGE INFORMATION.
Before leaving the scene, obtain the other driver’s name, address, phone number, insurance provider, policy number, driver’s license number, and license plate number, as well as the names and phone numbers of witnesses.
5. NOTIFY YOUR INSURANCE AGENT PROMPTLY.
This can help the claims process go smoothly. Additionally, your agent can keep a lookout for any false claims made against you. If you are at fault, your insurance premium may increase.
Consider printing and leaving this list in your glove box so you’re prepared in the event you’re in a car accident.